Loan Calculator Tool Documentation

The Loan Calculator tool is a tool used to calculate loan interest rates and repayment plans. Users can input information such as loan principal, the latest benchmark interest rate, LPR markup, loan term, and repayment method. The tool will automatically calculate the monthly repayment amount, total interest, and total repayment amount, and generate a repayment plan table. Users can also export the repayment plan table as a CSV file.

Use cases:

1. Loan calculation: When applying for a loan, users can use the Loan Calculator tool to calculate the monthly repayment amount, total interest, and total repayment amount, in order to better understand the loan cost and repayment plan.

2. Loan comparison: Users can use the Loan Calculator tool to compare the repayment plans and costs of different loan schemes, in order to choose the optimal loan scheme.

3. Loan management: Users can use the Loan Calculator tool to track loan repayment plans and repayment status, in order to better manage their loans.

Instructions:

1. Open the Loan Calculator tool page.

2. Input information such as loan principal, the latest benchmark interest rate, LPR markup, loan term, and repayment method.

3. Click the "Calculate" button, and the tool will automatically calculate the monthly repayment amount, total interest, and total repayment amount, and generate a repayment plan table.

4. Users can view the repayment plan table and export it as a CSV file.

Notes:

1. The input information such as loan principal, the latest benchmark interest rate, LPR markup, loan term, and repayment method must be legal and valid.

2. The monthly repayment amount, total interest, and total repayment amount calculated by the tool are for reference only, and the actual situation may be different.

3. The repayment plan table exported by the user is for reference only, and the actual situation may be different.

4. Users should properly keep the repayment plan table and exported CSV file generated by the Loan Calculator tool to avoid leaking personal information.

5. Users should comply with relevant laws, regulations, and policies when using the Loan Calculator tool, and should not use it for illegal purposes.